Software Engineer

About Balancehero

Balancehero India Pvt.

Ltd.

(BHI), a wholly owned subsidiary of Balancehero Co. Ltd., Korea, operates the mobile app True Balance – a one-stop destination for financial services.

Founded in 2014 by Charlie Lee, Balancehero entered India in 2016 and has since evolved into a comprehensive platform offering loans, utility payments, pay-later options, and commerce services.

Its subsidiary, True Credits Private Limited, is an RBI-licensed NBFC dedicated to bridging India’s financial gap by making credit accessible to all.

About True Balance

True Balance, owned by the Balancehero Group, is an RBI-authorized PPI issuer providing instant loans, bill payments, and mobile recharges through True Credits Pvt.

Ltd. and other RBI-approved partners.

Since its India launch in 2016, it has secured over US $84 million in funding from global investors like SoftBank, Naver, and Line.

Its mission is to be the go-to financial platform for the next billion Indians, supporting Digital India and financial inclusion.

🌐 www.truebalance.io

About True Credits

Established in 2019, True Credits is an RBI-licensed NBFC offering fast, reliable, and hassle-free financing solutions for personal and business needs, with a strong focus on unbanked users.

Job Description – Back-End Developer

Experience required - 1-3 years

What We’re Looking For:

• B.Tech/MS in Computer Science, Engineering, or related field
• Strong hands-on experience in Java, Data Structures, Algorithms, Design Patterns
• Deep understanding of JVM internals (class loading, memory management, transaction management, multithreading)
• Experience with Spring Boot, Microservices Architecture (MSA)
• Proficiency in SQL/MySQL, ORM, caching concepts, event-driven programming
• Familiarity with collaboration tools (Git, Jira, Confluence, Slack)
• Ability to work closely with product, legal, and business stakeholders

Nice to Have:

• Good understanding of agile methodologies
• Experience with cloud technologies, distributed systems, AWS/Linux
• Exposure to building highly scalable, fault-tolerant software
• Domain knowledge in FinTech / E-commerce

Responsibilities:

• Design and develop high-volume, low-latency backend applications for mission-critical systems
• Write well-structured, testable, and efficient code; review and debug team members’ work
• Prepare and release software components on schedule
• Support continuous improvement by evaluating new technologies and solutions
• Analyze user requirements and prioritize tasks across the SDLC
• Ensure applications are secure, scalable, and up to date
• Break down complex problems into smaller tasks for effective execution