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Urgent! Walk-in Interview for Mortgage Underwriters Job Opening In Chennai – Now Hiring HCLTech
📢 If you are looking for an exciting opportunity, join us at the Walk-in Drive!
HCL is hiring for Associate / Senior Executive roles, and we are conducting a Walk-in Drive in Sholinganallur.
📅 Walk-in Drive Details:
📍 Location: HCL TECH- Sholinganallur, (Address: Elcot SEZ, Medavakkam High Road, Solinganallur, Chennai, Tamil Nadu 600119)
🗓 Date: 24th October, Friday & 25th October, Saturday
⏰ Time: 12:00 AM - 3:00 PM
Contact HR SPOC : Dharani
Job Opportunity: Associate / Senior Executive
📍 Location: Chennai
🕒 Shift Timing: 6:00 AM 4:00 PM (IST)
📂 Domain: Australian Mortgage Underwriting
🏢 Work Model: Work from Office (WFO)
Job Summary:
The ideal candidate will be responsible for auditing loans underwritten by credit officers to ensure compliance with bank policies, guidelines, and regulatory requirements.
This involves reviewing loan applications, assessing documentation accuracy, verifying lending criteria, and identifying any discrepancies.
Responsibilities:
✔ Analyzing customer financial positions, employment history, credit history, and ability to repay.
✔ Understanding and applying the 4 Cs of Credit effectively.
✔ Ensuring compliance with regulatory and company guidelines.
✔ Assessing credit risk and determining loan approval/decline decisions.
✔ Applying lending/credit policy, mortgage insurance guidelines, and risk assessment principles.
✔ Communicating with external stakeholders, including Brokers/Lenders.
✔ Demonstrating strong customer-centric communication skills.
Core Responsibilities:
✔ Loan Application Assessment
✔ Creditworthiness Evaluation
✔ Income Verification
✔ Risk Analysis
✔ Property Valuation Review
✔ Reviewing Loan-to-Value Ratio (LVR)
✔ Approval or Declination of Loans
✔ Fraud Detection
Skills & Qualifications:
✔ Knowledge of Responsible Lending Obligations
✔ Understanding of APRA and ASIC regulations
✔ Strong analytical and financial assessment skills
✔ Excellent attention to detail and time management
✔ Effective communication & stakeholder management skills
✔ Experience with lending policies & procedures
✔ Experience with KYC process
Qualification & Experience:
🎓 Education: Bachelor's or Master's degree in any field.
💼 Experience: 3+ years in Mortgage Underwriting/Quality in Australian, USA, or UK mortgage domains.
💡 Must-have: Strong understanding of Australian, US, or UK lending regulations.
✅ Added Advantage: Candidates with strong communication experience with onshore clients will have an edge.
✨ Smart • Intelligent • Private • Secure
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Unlock Your Walk in Potential: Insight & Career Growth Guide
Real-time Walk in Jobs Trends in Chennai, India (Graphical Representation)
Explore profound insights with Expertini's real-time, in-depth analysis, showcased through the graph below. This graph displays the job market trends for Walk in in Chennai, India using a bar chart to represent the number of jobs available and a trend line to illustrate the trend over time. Specifically, the graph shows 70867 jobs in India and 905 jobs in Chennai. This comprehensive analysis highlights market share and opportunities for professionals in Walk in roles. These dynamic trends provide a better understanding of the job market landscape in these regions.
Great news! HCLTech is currently hiring and seeking a Walk in Interview for Mortgage Underwriters to join their team. Feel free to download the job details.
Wait no longer! Are you also interested in exploring similar jobs? Search now: Walk in Interview for Mortgage Underwriters Jobs Chennai.
An organization's rules and standards set how people should be treated in the office and how different situations should be handled. The work culture at HCLTech adheres to the cultural norms as outlined by Expertini.
The fundamental ethical values are:The average salary range for a Walk in Interview for Mortgage Underwriters Jobs India varies, but the pay scale is rated "Standard" in Chennai. Salary levels may vary depending on your industry, experience, and skills. It's essential to research and negotiate effectively. We advise reading the full job specification before proceeding with the application to understand the salary package.
Key qualifications for Walk in Interview for Mortgage Underwriters typically include Financial Specialists and a list of qualifications and expertise as mentioned in the job specification. Be sure to check the specific job listing for detailed requirements and qualifications.
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Here are some tips to help you prepare for and ace your job interview:
Before the Interview:To prepare for your Walk in Interview for Mortgage Underwriters interview at HCLTech, research the company, understand the job requirements, and practice common interview questions.
Highlight your leadership skills, achievements, and strategic thinking abilities. Be prepared to discuss your experience with HR, including your approach to meeting targets as a team player. Additionally, review the HCLTech's products or services and be prepared to discuss how you can contribute to their success.
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